Please find the following updates regarding insurance and rent as it applies to renters.

Tom

"You must remember that a landlord cannot evict you...the court can. I cannot see any court evicting a tenant for non-payment of rent on an apartment the tenant could not occupuy because the tenant followed the orders of law enforcement and evacuated the city. The landlord must first seek the 5 day notice from the constable's office (isn't that closed!) then get a court date that is usually 2 weeks later (tell me again, who is open?). A landlord ABSOLUTELY CANNOT change the locks on your apartment. If he/she does, they will be hit with severe penalties--then you can get yourself a nicer apartment anyway! The only way a landlord can change the locks is if they can prove abandonment...again, no court is going to acknowledge such an immoral claim. They, like myself, need to just write off the losses with insurance."

QUESTION SENT IN RESPONSE TO ABOVE ENTRY
"You and I have the same insurance company. I have not heard anything other than an Adjustor will call me in 5-7 days. Any info or ideas on how to deal with them? Also, with regards to this same carrier/Plan - a VERY important question. Look at the Exclusions Section of our policy. The way I read it is that "consequent" or "secondary" damage is not covered i.e. Parc Fontaine - the roof if apparently "severely damaged" and as a result units may have cracks all the way to the first floor ceilings, with the resultant water damage. So, does our Plan cover water damage to the units or not? (I was denied Flood insurance 2 years ago) What do you think? Also, the Condo Assn. may not have any insurance what so ever per recent unsubstantiated reports.
Thanks - yet again - for your help,
Tom"